Personal Finance : Business & Finance

- Rss

How to Store Cash in a Safe Deposit Box

How to Store Cash in a Safe Deposit Box

A safety deposit box is a special storage compartment you can rent at a bank. You can use it to store important documents and items that you do not feel safe keeping in your home. You may even decide to store some of your spare cash in the safety deposit box in case you ever hit a rough spot. Keep i......[Read More]
How to Sign a Cashier's Check Over to Someone

How to Sign a Cashier's Check Over to Someone

When you have a cashier's check that you want to endorse over to another party, it will take just a few steps to complete the transaction. By endorsing a cashier's check to another party, you grant that party the right to deposit the check into their own account as if you wrote the check to them per......[Read More]
How Does Applying for Credit Affect Your Credit Score?

How Does Applying for Credit Affect Your Credit Score?

InquiriesApplying for credit--whether a loan or a credit, or some other form of credit--does not itself affect your credit score. However, the application leads to official "inquiries," which can affect a credit score depending on quantity and frequency. There are generally two types of.........[Read More]
How Much Is It To Cash a Check

How Much Is It To Cash a Check

When you receive a check you can cash it at your a bank, a check-cashing center or a store with a check-cashing service. Banks and check-cashing services, like most businesses, are generally free to establish pricing policies. No federal laws prevent vendors from charging check-cashing fees or limit......[Read More]
Stock Screening Criteria

Stock Screening Criteria

Stock screening is a popular way to search for trading candidates, thanks to the proliferation of free online screeners (scanners). The specific criteria depend on the stock trading method you use, but can be roughly grouped into four categories.......[Read More]
Help With Veterinarian Bills

Help With Veterinarian Bills

While pets need proper health care throughout their lives, many pet owners cannot afford the cost of providing quality health care for their pet, whether it be a routine vaccination or an emergency surgery. However, pet owners can receive financial assistance to help them pay for a pet's medical nee......[Read More]
How to Wire Money to Sweden

How to Wire Money to Sweden

Whether you have a family member living and working in Sweden or just need to send cash to a traveling friend who has lost his or her wallet, it is important to send your money safely. There are several ways to wire money to a friend or family member in Sweden, and it is important to work with that ......[Read More]
Does a Person Report Supplemental W2 Disability Benefits to the IRS?

Does a Person Report Supplemental W2 Disability Benefits to the IRS?

Supplemental W-2 disability benefits are given to a person who, at some point during the year, was unable to work due to an injury or illness. Unless he was hurt while on the job, the disability payment would only be made if a type of insurance was bought before the injury or illness occurred.......[Read More]
The Importance of a Savings Account

The Importance of a Savings Account

With the economy still in a sluggish state, people are trying to save money more than ever. While many are trying to cut down on expenditures due to financial hardship or decreased income, others are ... ......[Read More]
Innovative Strategies to Help Maximize Social Security Benefits

Innovative Strategies to Help Maximize Social Security Benefits

These are trying times in America's economy, specifically for those who are expected to receive Social Security benefits. To make the best of your benefits, it is important to make yourself aware of important terms and practices the Social Security administration uses to determine your eligibility. ......[Read More]
Credit Repair for Foreclosures

Credit Repair for Foreclosures

After a foreclosure, your credit score will feel the impact. Your credit may even begin to suffer before the foreclosure is final. Although a foreclosure will remain on your credit report for at least seven years from the date of the sale, you can begin improving and re-establishing your credit imme......[Read More]
How to Earn Money Online - Even If You Are a NEWBIE!

How to Earn Money Online - Even If You Are a NEWBIE!

Starting to earn online if you are brand new to internet marketing can be a real baptism of fire, if you are not careful! If internet marketing is as simple as the more experienced marketers ... ......[Read More]
How to Remove Paid Collection From Credit Report

How to Remove Paid Collection From Credit Report

Choosing to pay off a collection that appears on your credit report is a critical step in credit repair. By satisfying past-due debts, you can increase your credit score and make your entire credit report more favorable to creditors. Sometimes, however, you might find that a collection that you've s......[Read More]
Pros & Cons of Roth IRAs

Pros & Cons of Roth IRAs

A Roth IRA is an individual retirement account, named after Senator William Roth from Delaware, that allows after-tax money to be invested tax-free. Although a popular choice for retirement planning, Roth IRAs have several pros and cons to consider.

......[Read More]
How Can I Receive My Trust Early?

How Can I Receive My Trust Early?

Dollars invested in a trust for the well-being of a named beneficiary may have strings attached, such as age, education, or work standards that you'll need to achieve to receive funds. Because there have been many cases where trustees need to distribute dollars before the qualifying event, there are......[Read More]
When Do I Pay Back My Stafford Loans?

When Do I Pay Back My Stafford Loans?

The U.S. Department of Education offers Direct Stafford student loans under the William D. Ford Direct Loan Program. Stafford loans are not grants and you do have to pay them back. Payback begins either after you graduate from school or if your enrollment status decreases to less than part time.......[Read More]
Can I Make a Roth IRA Contribution?

Can I Make a Roth IRA Contribution?

A number of factors can limit your ability to contribute to a Roth individual retirement account (IRA). The Roth IRA is similar in function to the traditional IRA, but it treats contributions and distributions differently. Typically, you pay tax on money going into a Roth IRA, but none when it come......[Read More]
How to Apply for Food Stamps in Arizona

How to Apply for Food Stamps in Arizona

When you are applying for food stamps in Arizona you need to be sure that you have all the information required to complete your paperwork. Since it is a government food assistance program the paperwork is quite lengthy and detailed.......[Read More]
How to Bypass Probate in Florida

How to Bypass Probate in Florida

When someone in the state of Florida dies, her estate must pass through the probate process, during which the heirs and creditors can make claims on the estate. You can prevent your heirs from having to go through probate in Florida by establishing a revocable living trust. You can establish the tru......[Read More]