Bankruptcy : Business & Finance

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Avoid Bankruptcy- Free helpful Tip For Bankruptcy Home Loans

Avoid Bankruptcy- Free helpful Tip For Bankruptcy Home Loans

Bankruptcy is a choice that still appears to be a choice for clients in debt. The 1st time you file for bankruptcy, you are facing a nearly year long process. Even with the known bad ... ......[Read More]
Credit Card Debts - How to Never Pay Back Credit Card Debt and Also Avoid Bankruptcy

Credit Card Debts - How to Never Pay Back Credit Card Debt and Also Avoid Bankruptcy

With debt relief alternatives available and card debts can easily get eliminated and Bankruptcy avoided. The easiest option during time of financial stress is to file bankruptcy. This is not the alternative the customer has it is one among the many alternatives available with the customer.......[Read More]
Laws About Debt

Laws About Debt

Debt is part of the American way of life.debt defined image by Christopher Walker from Fotolia.comDebt in America is a big deal. In one way or another, it affects the lives of consumers. Debt can be a source of pride when purchasing that first new home, or an ocean of frustration if.........[Read More]
Good People End Up Filing Bankruptcy or Foreclosure

Good People End Up Filing Bankruptcy or Foreclosure

To be financially secure, a person ideally should have at least three months of living expenses set aside in savings for times of uncertainty such as job loss. Even responsible people can and up in ... ......[Read More]
How to Discharge Judgments Using a Promissory Note

How to Discharge Judgments Using a Promissory Note

When a bank is awarded a deficiency judgment on a mortgage in court, the degree of debt liability to which the homeowner is subject greatly increases in scope. You, as the debtor, have the opportunity to have this judgment discharged from the promissory note, eliminating the creditor's ability to cl......[Read More]
Chapters 7 and 13 Bankruptcy Explained

Chapters 7 and 13 Bankruptcy Explained

The Chapter 7 bankruptcy is probably the one most known as it is generally the straight forward liquidation type of bankruptcy. In general Chapter 7 eliminates most of your debts and the ones that remain ... ......[Read More]
In California, How Long Can You Receive Alimony?

In California, How Long Can You Receive Alimony?

Under California's Family Code Section 4320, the state's family law judges must consider 14 factors when determining whether a spousal support award is appropriate. If the court orders support, judges must decide whether to award permanent or temporary support. Generally, California awards spousal s......[Read More]
An Introductory Guide to Debt Management - Consequences of Bankruptcy

An Introductory Guide to Debt Management - Consequences of Bankruptcy

This article aims to aid in the education of those who are suffering from unmanageable levels of debt and are considering bankruptcy. How to go bankrupt and the consequences of bankruptcy are presented and analysed.......[Read More]
How Much Should I Pay to My Debt Monthly?

How Much Should I Pay to My Debt Monthly?

Becoming debt-free requires planning and patience. When you have multiple debts or several different types of debt, it can be difficult to determine how much you should be paying each month. How you pay down your debts effectively determines how long it will take you become debt-free. Creating a str......[Read More]
Car Loan Adviser Making Motor Finance Clear

Car Loan Adviser Making Motor Finance Clear

Getting a new car is always exciting but it requires a great deal of preparation and it comes with great financial responsibility.......[Read More]
How to Consolidate Medical Bills

How to Consolidate Medical Bills

Tap Into Home EquityThe advantage of using home equity to pay off medical bills is the fact that a huge chunk of pressing debt can be eliminated and repayment is spread over a prolonged period of time. Moreover, the interest paid when repaying the home equity loan is usually tax.........[Read More]
Even Good People Are Filing Bankruptcy Too

Even Good People Are Filing Bankruptcy Too

The mainstream media wants people to believe that only bad people file for bankruptcy. Over the years, filing for bankruptcy has taken on a stigma that has an association with failure and dishonesty. This is far from the truth.......[Read More]
Chapter 7 Bankruptcy: Learn the Basics Before You File

Chapter 7 Bankruptcy: Learn the Basics Before You File

If you are trying to decide which type of bankruptcy is best for you, it is important that you learn the basics of each chapter. Once you know the details about chapter 7 bankruptcy, you and your lawyer can decide if it is the best option.......[Read More]
Can You File For Chapter 13 Bankruptcy

Can You File For Chapter 13 Bankruptcy

Chapter 13 bankruptcy is for small businesses and people who have a steady income. Chapter 13 helps you to pay off a portion of you debt and avoid filing for bankruptcy. You receive enough time to repay your debts while retaining your property.......[Read More]
Using A Bankruptcy Attorney To Budget

Using A Bankruptcy Attorney To Budget

In today's tough economy, many Americans are forced to live on their credit cards as a way to make ends meet. This type of lifestyle with no obvious budgeting only will lead to bankruptcy. It's only a matter of time before the balance on the credit cards get so high that it will be impossi......[Read More]
Writ of Garnishment Definition

Writ of Garnishment Definition

A writ of garnishment is a post-judgment collection procedure authorized by law that permits a creditor to deduct a certain percentage of a debtor's wages in order to satisfy his judgment for money damages. Although the terms "garnishment" and "attachment" are frequently used interchangeably, in mos......[Read More]
How Much Does an Employee Have to Earn to Garnish Wages?

How Much Does an Employee Have to Earn to Garnish Wages?

An employee has to earn at least 30 times the current federal minimum wage in a week before a creditor can garnish his wages. Anything the employee earns over 30 times the federal minimum wage is subject to a maximum 25 percent creditor garnishment. Different garnishment rules apply to federal stude......[Read More]
How do I Claim Medical Hardship for Hospital Bills?

How do I Claim Medical Hardship for Hospital Bills?

Public and nonprofit hospitals budget to pay for patients unable to pay their bills due to financial hardship. Applying for this "charity care" requires submitting financial information that includes your income, expenses, assets and debts.Your application can be approved for some or all......[Read More]
How to Declare Yourself Bankrupt

How to Declare Yourself Bankrupt

Are you finding yourself falling behind in your monthly credit card bills? Are you struggling to learn how to deal with debt collectors or how to consolidate credit card debt? Well, welcome to the club. Unfortunately, far too many Americans find themselves buried in excessive credit card debt, as we......[Read More]
How to Get Out of a Bad Auto Loan

How to Get Out of a Bad Auto Loan

A bad auto loan due to poor credit or no prior credit history often results in a higher finance rate, which raises your monthly payment. Borrowers with shaky credit typically receive higher rates because they haven't demonstrated creditworthiness. But once you improve your credit rating and learn ho......[Read More]