Cheap Auto Insurance Rates - Pass the Peas and the Discounts Please
Finding them is as simple as asking for them but you must be sure to put yourself in a leveraged position when it comes to negotiating the best coverage for your situation.
We all hold the power of resources around us that will increase the likelihood of receiving deep discounts when protecting our vehicles.
In fact, starting at home is a great place to start your search for the most comprehensive coverage.
Every Sunday my family gets together over at my Grandma's house for lunch.
The group usually consists of at least 5 uncles and 5 aunts, 15 cousins, and most often a few friends of the family, The spread of delicious food is equally impressive too.
There always seems to be enough to feed an army and there is always plenty left over.
There are usually great conversations to be had and some Sundays we even play games.
Going to Grandma's house always makes me feel thankful to have such a big family to enjoy.
But a small drawback of such a heavily populated environment is that it is easy to be overlooked and you must be vocal in your request for anything.
The same is true when looking for cheap auto insurance rates.
You see at Grandma's no one assumes you want to eat a certain dish or need something prepared a certain way.
Any changes in your dietary habits must be communicated effectively to the cook in order for them to adjust to your new needs.
The same is true when dealing with an insurance company.
They won't know about any changes in your driving circumstances unless you tell them.
In order to take advantage of cheap auto insurance rates you must let your insurers know what you are doing to meet them half way.
While at Grandma's I got to talking to an uncle one Sunday and he told me how insurance rates change frequently and how he stays in contact with his agent to locate the best deals.
He told me how being an open book about your driving habits will give any insurers an accurate picture of what type of risk you are to insure.
If at all possible you should take steps to showcase your commitment to safety in your vehicles.
You'll definitely move closer to getting cheap auto insurance rates if you have features such as airbags, anti-lock brakes, and modern seat belts in your vehicles.
Also, in terms of policies, more is better.
Insurance companies will reward you with deep discounts when you have two or more policies with them.
This could be renters or homeowners insurance or even a life or health insurance policy coupled with your auto coverage.
Other lesser known ways to get discounts is to explore your college alma-mater to see if alumni receive some special treatment.
You can usually find some cheap auto insurance rates from such an arrangement because of special deals agreed upon by both parties.
So in conclusion, getting a killer deal is about taking steps to lessen your claim risk and then telling any potential insurers to see how they are willing to reward your efforts.